![]() To make your appointment, contact Inner Imaging. These screenings are incredibly important and could save your life. ![]() You're entitled to ONE screening per year. There is a fee if you are not in coverage. These screenings are at no-charge if you're currently covered. Coinsurance is the portion of covered medical expenses you can. The Ironworkers Local 46L health and welfare fund has contracted with Inner Imaging to handle preventative health care screenings. Many High Deductible Health Plans (HDHP) use coinsurance instead of copays for doctor visits. Coinsurance does not begin until you have met your calendar year deductible. Your coinsurance is based on the Plan allowance, or billed amount, whichever is less. If you did not meet your 1,000 hours worked to achieve coverage for the year, call Empire Blue Cross Blue Shield to find out if they can match you with a coverage for you and your family. Coinsurance is the percentage of the Plan allowance that you must pay for your care. Important information for Medicare Supplement insurance customers: doctors or customers: doctors or other providers that accept Medicare Assignment will accept the Medicare-approved amount as payment in full on all Medicare claims, and only bill for any deductible, copay, or coinsurance amount. Medicare Information: To find providers that accept Medicare Assignment, please visit: All these are also available when you log in to To Find a Preferred Provider for either PPO:Ĭentral and Western New York and outside New York State:Įnter the Member section of the Empire Blue Cross Web site and click on "Find a Doctor," then click on "Across the Country."Įnter the Member section of the Empire Blue Cross Web site and click on "Find a Doctor," then click on "Empire's Local Area."įor additional information regarding Health Benefits, please refer to Health Care section of the Benefits Handbook or Postdoctoral Benefits Handbook.Need to find a Care Provider click the link below: See the gym reimbursement brochure for additional information. The PPO Benefits Guide will contain Your Benefits at a Glance that outlines for you in chart format an overview of your coverage, including in-network and out-of-network benefit levels general information about the provider network and benefits sections that describe in detail the health care services covered under the PPO Plan.įor both PPO plans are administered by Express Scripts, and have the same copayments for both plans.īoth plans offer a gym membership fee reimbursement of up to $400 annually. If you enroll in either PPO plan, you will receive a Benefits Guide from your campus benefits office. For the Deductible PPO, your deductible and coinsurance is lower for in-network services and there is a copayment for office visits. It is one of the largest and most trusted insurance carriers among people of all ages. Blue Cross Blue Shield (BCBS) has been providing health insurance to Americans for more than 80 years. Jeff Hoyt, Editor in Chief Read About Our Panel of Experts. For the traditional PPO, with most types of care received in-network, you pay only a copayment at the time you receive services (within plan limits). Speak with a Blue Cross Blue Shield Specialist: (855) 935-1973. The plan gives you the flexibility to visit any providers you choose, but visiting in-network providers can save you money and the time associated with filing claims for reimbursement. AT&T Direct is a registered mark of AT&T. More than 74 of people with Original Medicare have additional coverage. The Blue Cross and or Blue Shield names and symbols, including BlueCard, are registered marks of the Blue Cross and Blue Shield Association. Even if you’re healthy now, Medicare Advantage, and Prescription Drug plans will help you control your out-of-pocket costs. SENIOR BLUE 601 (HMO) SENIOR BLUE SELECT (HMO) SENIOR BLUE 651 (HMO) FREEDOM NATION (PPO) FOREVER BLUE VALUE (PPO) FOREVER BLUE 751 (PPO) OPTIONAL SUPPLEMENTAL DENTAL. These in-network providers agree to charge reduced fees to plan participants, and the plan pays a higher percentage of the cost of care received from these providers. They do not provide 100 coverage for your costs, such as deductibles, copays, and coinsurance. In a PPO plan, hospitals, physicians, and other health care providers agree to join the plan's provider network. Deductible and 750 copay for Empire network 40 coinsurance for Empire non-network. The Traditional and Deductible PPO Plans provide benefits for you and your covered dependents through Empire Blue Cross. administered by Empire BlueCross BlueShield (BCBS).
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